+1 Im sure the nfc system adopted for ftc would be a hughe step forward, we only need the support of devs
NFC is the simplest solution to pay with ftc; people like simple things, especially noobs and people who want to USE the system - reading through many sites of instruction or installing a mass of programms was yesterday, jmo
Take a bank card - you get it from the bank with your pin, put it in a terminal, enter the pin, done
Thats what should be the goal for NFC to; get a mobile phone app, set parameters, enter a shop and buy a good by putting the phone to the nfc tag/Terminal, done!